Punjab National Bank Apprentice Recruitment 2026 – A Gateway to Banking Career

Punjab National Bank (PNB), one of India’s leading public sector banks, has announced an excellent opportunity for fresh graduates seeking to build a career in banking. The PNB Apprentice Recruitment 2026 offers 5,138 apprenticeship positions across various states and union territories under the Apprentices Act, 1961. This one-year training program provides hands-on banking experience with a monthly stipend ranging from ₹12,300 to ₹15,000.

This recruitment is ideal for graduates who want to gain practical banking knowledge, understand customer service operations, and develop professional skills in the BFSI sector. The apprenticeship includes both basic training and on-the-job training, making it a stepping stone for aspirants targeting banking sector careers.

Organization & Recruitment Details

Punjab National Bank is conducting this massive recruitment drive through the BFSI Sector Skill Council of India (BFSI SSC). Candidates will undergo a comprehensive training program that combines classroom learning with practical banking operations across rural, semi-urban, urban, and metro branches nationwide.

Important Dates – Mark Your Calendar

Expert Advice: Don’t wait until the last moment to apply. Technical issues, payment gateway delays, or document upload problems are common during the final hours. Submit your application at least 2-3 days before the deadline. This gives you buffer time to resolve any unexpected issues and ensures your application is successfully registered without last-minute stress.

Application Fee Structure

Payment Mode: The application fee must be paid online only through the BFSI SSC portal during the registration period (08 Feb to 24 Feb 2026). Accepted payment methods include Debit Card, Credit Card, Net Banking, and UPI. Once paid, the fee is non-refundable under any circumstances and cannot be transferred to future examinations.

Common Payment Mistakes to Avoid: Always save your payment receipt and transaction ID. Many candidates lose their application because they don’t verify payment confirmation. After payment, wait for the success message and download the receipt immediately. Keep multiple copies for future reference during document verification.

Age Limit & Relaxation

How to Calculate Your Age: Your age will be calculated as on 01 January 2026. For example, if you were born on 15 March 1998, you are eligible as you would be 27 years old on the cutoff date. Candidates born between 02 January 1998 and 01 January 2006 (both dates inclusive) meet the basic age criteria. However, the maximum age limit cannot exceed 34 years (as on 01.01.2026) for any category under NAPS regulations.

Important Note: Age relaxation for SC/ST/OBC can be combined with only one other category (PwBD or widows/divorced women), not multiple categories. You must possess valid certificates issued by competent authorities to claim age relaxation benefits.

Educational Qualification & Eligibility Criteria

Common Eligibility Mistakes: Many candidates apply without checking if their university is UGC/AICTE recognized. Distance learning or correspondence degrees are accepted only if the university has proper approvals. Make sure your final year result is declared before 31 December 2025, and you have the marksheet or provisional certificate in hand.

Language Requirement: This is a crucial but often overlooked criterion. You must be proficient in the local language of the state where you’re applying. For example, if applying for Punjab, you need proficiency in Punjabi or Hindi. If you don’t have language proof from 10th/12th marksheet, you’ll have to appear for a language proficiency test during document verification.

Important Restrictions: Candidates who have already completed apprenticeship training in any organization or have more than one year of work experience after graduation are NOT eligible. Those terminated from previous apprenticeships due to misconduct are also disqualified.

Vacancy Details – State & Category Wise Breakup

Competition Insight: With 5,138 seats available, the competition varies by state. States like Uttar Pradesh, West Bengal, and Punjab have maximum vacancies, which may offer better chances. However, you can only apply for the state/UT where you are proficient in the local language. The PwBD quota includes 51 seats each for Visually Impaired (VI), Hearing Impaired (HI), Orthopedically Challenged (OC), and Intellectual Disability (ID) categories.

Note: The number of seats is provisional and may change at the time of final engagement based on the bank’s requirements. The bank reserves the right to cancel or modify vacancies without prior notice.

Selection Process – Step by Step

The PNB Apprentice Recruitment 2026 selection process consists of four main stages. Each stage is mandatory, and candidates must qualify all to secure final selection.

Stage 1: Online Written Examination

The exam will be conducted online from your home using a camera-enabled device (desktop, laptop, tablet, or smartphone). Candidates must score minimum qualifying marks (set by the bank) on aggregate. SC/ST/OBC/PwBD candidates get 5% relaxation in qualifying marks. There’s no negative marking, so attempt all questions wisely.

Stage 2: Document Verification

Candidates who qualify the written test will be called for document verification at designated centers within their applied state/UT at their own expense. You must carry original documents along with self-attested photocopies including degree certificates, caste certificates (if applicable), age proof, PwBD certificate (if applicable), and other eligibility documents.

Stage 3: Local Language Proficiency Test

If you haven’t studied the local language in 10th or 12th standard (and cannot provide marksheet proof), you’ll undergo a language proficiency test. This tests your ability to read, write, speak, and understand the local language. Failure to qualify this test will disqualify your candidature.

Stage 4: Medical Examination

Final engagement is subject to medical fitness. Candidates must produce a medical fitness certificate issued by a registered MBBS doctor at their own expense before joining.

Preparation Tips: Focus on current banking affairs, recent financial developments, basic computer operations, and quantitative aptitude. Practice time management as 60 minutes for 100 questions is challenging. Mock tests will significantly improve your speed and accuracy.

Salary & Stipend Structure

Payment Terms: The stipend will be paid monthly after completion of each month, with deductions for unauthorized absences if any. Apprentices are NOT entitled to any other allowances like DA, HRA, medical benefits, or travel allowances. There are no provident fund (PF) or ESI benefits as apprentices are not considered employees of the bank.

In-Hand Salary Reality: The stipend amount mentioned is the gross amount. After any deductions for leaves or absences, this is what you receive. While ₹12,300-15,000 may seem modest, remember this is a training opportunity with immense learning value and no employment guarantee afterward.

Growth Prospects: Though apprenticeship doesn’t guarantee a job at PNB, the banking experience gained is valuable. Many apprentices leverage this experience to crack IBPS PO, IBPS Clerk, SBI, RBI, or other competitive banking exams. The practical exposure gives you an edge in interviews and understanding banking operations.

Comparison with Other Banks: PNB’s stipend is competitive compared to other public sector banks offering similar apprenticeship programs. Metro branch apprentices earn slightly higher due to higher cost of living in metropolitan cities.

How to Apply Online – Complete Step-by-Step Guide

Follow these steps carefully to ensure your application is successfully submitted:

Step 1: Registration on BFSI SSC Portal

Visit the official BFSI SSC website at bfsissc.com and navigate to Employment Opportunities → Apprenticeship Opportunities → Punjab National Bank → PNB Apprenticeship Program 2025-26. Click on “Apprenticeship Application Form” and create a new account using your email ID and mobile number. These credentials will be used throughout the selection process, so use active email and mobile that you check regularly.

Step 2: Fill Personal & Educational Details

Complete all mandatory fields including name (exactly as per 10th certificate), date of birth, gender, category, contact details, educational qualifications, and address. Upload scanned copies of your photograph, signature, Aadhaar card (front and back), PAN card, degree/marksheets, and category certificates (if applicable). Ensure all documents are in prescribed format (JPEG/PDF) and size (less than 1 MB).

Step 3: Choose State/UT for Apprenticeship

Select the state or union territory where you want to undergo training. Remember, you must be proficient in that state’s local language. The bank may allot any circle within that state based on administrative convenience.

Step 4: Pay Application Fee Online

Pay the applicable fee using debit card, credit card, net banking, or UPI. After successful payment, download and save your payment receipt. Keep the transaction ID safely for future reference.

Step 5: Register on NAPS Portal (Mandatory)

Visit apprenticeshipindia.gov.in and register as a “Candidate” using the same email and mobile number used on BFSI SSC. After registration, search for “Punjab National Bank” and apply for the apprenticeship opportunity. Note your NAPS Apprentice Code Number.

Step 6: Register on NATS Portal (If Applicable)

Only candidates who graduated on or after 01 January 2022 need to register on nats.education.gov.in as “Student” using Aadhaar number. Search and apply for “Apprenticeship with Punjab National Bank” and note your NATS Enrollment Number.

Step 7: Update NAPS/NATS Numbers

Login to beep.bfsissc.com and update your NAPS apprentice code and/or NATS enrollment number. You’ll receive reminder emails if you haven’t updated these numbers.

Step 8: Final Submission

Review all entered information carefully, as no changes are allowed after final submission. Download and print your completed application form for future reference.

Common Application Errors to Avoid:

• Using different email IDs or mobile numbers on different portals
• Uploading documents in wrong format or exceeding size limits
• Not saving payment receipts or transaction IDs
• Forgetting to update NAPS/NATS numbers on BFSI portal
• Applying for states where you don’t know the local language
• Multiple applications (only last valid application will be considered)
• Incorrect category selection (General candidates selecting OBC without valid certificate)

Checklist Before Submission:

• All documents uploaded correctly
• Payment completed and receipt saved
• NAPS registration completed
• NATS registration completed (if applicable)
• NAPS/NATS numbers updated on BFSI portal
• Email and mobile number active and correct
• Application form downloaded and saved

Important Instructions for Candidates

Expert Tips for PNB Apprentice Recruitment 2026

1. Apply Early to Avoid Technical Glitches

Don’t wait for the last day. Server overload and payment gateway issues are common near deadlines. Submit your application at least 3-4 days before 24 February 2026. This gives you time to resolve any technical problems without panic.

2. Organize Documents in Advance

Keep all required documents ready in digital format before starting the application. This includes scanned copies of photos, signatures, Aadhaar card, degree certificates, marksheets, caste certificate (if applicable), and PwBD certificate (if applicable). Proper preparation prevents incomplete applications.

3. Understand Exam Pattern Before Preparation

The exam has 100 questions to be solved in 60 minutes, giving you just 36 seconds per question. Focus on accuracy while maintaining speed. Practice previous year papers of similar banking exams to understand question patterns. Current affairs, basic mathematics, reasoning, and computer basics form the core syllabus.

4. Learn Local Language Basics

If you don’t have language proof from school certificates, start learning basic reading and writing of the local language immediately. The language test is qualifying in nature but critical for selection. Join online classes or use language learning apps to build proficiency.

5. Know Your Category & Certificates

If claiming reservation under SC/ST/OBC/EWS/PwBD, ensure your certificates are valid, issued by competent authorities, and in the prescribed government format. OBC candidates must have a non-creamy layer certificate issued between 01 April 2025 and the joining date. Invalid certificates lead to rejection during document verification.

6. Avoid Multiple Applications

Submit only one application. Multiple applications with different details create confusion and may lead to cancellation of all your applications. The system considers only the last valid completed application, and fees paid for other registrations are forfeited.

7. Stay Updated Through Official Sources

Bookmark pnb.bank.in and bfsissc.com and check them regularly for updates, admit cards, results, and important notices. Enable notifications for emails from these domains. Follow official social media handles for announcements. Avoid fake news or rumors spread on WhatsApp groups.

Frequently Asked Questions (FAQs)

Q1. Is PNB Apprentice Recruitment 2026 a permanent job?

No, this is not a permanent job. It’s a one-year training program under the Apprentices Act, 1961. Apprentices are not considered employees of Punjab National Bank and have no automatic right to employment after training completion. However, the banking experience gained is valuable for future career opportunities.

Q2. What is the age limit for PNB Apprentice 2026?

The minimum age is 20 years and maximum age is 28 years for General/EWS candidates as on 01 January 2026. OBC candidates get 3 years relaxation (maximum 31 years), SC/ST get 5 years (maximum 33 years), and PwBD candidates get 10 years relaxation (maximum 38 years). Under NAPS regulations, no candidate can exceed 34 years of age.

Q3. Can I apply for multiple states in one application?

No, you can apply for only one state or union territory in a single application. Choose carefully based on your language proficiency, as you must know the local language of that state. Submitting multiple applications for different states will result in only the last valid application being considered.

Q4. What is the monthly stipend for PNB apprentices?

Apprentices posted in rural/semi-urban/urban branches receive ₹12,300 per month, while those in metro branches get ₹15,000 per month. The stipend is paid monthly after completion of each month, with deductions for any unauthorized absences. No other allowances or benefits are provided.

Q5. Is there any exam fee for SC/ST/PwBD candidates?

SC/ST/PwBD and Transgender candidates need to pay only ₹200 plus 18% GST (total ₹236), which covers application processing and intimation fees. The examination fee is waived for these categories, while General/OBC/EWS candidates pay examination fees ranging from ₹400 to ₹600 depending on gender.

Q6. What documents are required during document verification?

You need to bring original and self-attested photocopies of your graduation degree/provisional certificate, all marksheets, 10th certificate (age proof), photo ID proof, caste certificate (if applicable), EWS income certificate (if applicable), PwBD certificate (if applicable), and language proficiency proof. Failure to produce these documents will result in disqualification.

Q7. Can I apply if I have already done apprenticeship elsewhere?

No, candidates who have previously undergone apprenticeship training in any organization or establishment are not eligible. This includes training under the Apprentices Act, 1961 in any sector. Also, candidates with more than one year of job experience after graduation are ineligible.

Q8. Will PNB provide accommodation during the training period?

No, Punjab National Bank does not provide hostel, residential accommodation, or transport facilities to apprentices. You must arrange your own accommodation near the training center at your own expense. All travel and living costs during the training period are borne by the apprentice.

Q9. What is the exam pattern for PNB Apprentice 2026?

The online exam consists of 100 multiple-choice questions (25 each from General/Financial Awareness, General English, Quantitative & Reasoning Aptitude, and Computer Knowledge) for 100 marks. Total duration is 60 minutes. The exam is available in both English and Hindi. There’s no negative marking, but candidates must score minimum qualifying marks set by the bank.

Q10. Is there any negative marking in the PNB Apprentice exam?

No, there is no negative marking in the PNB Apprentice Recruitment 2026 examination. However, candidates must secure minimum qualifying marks on aggregate as decided by the bank. SC/ST/OBC/PwBD candidates receive 5% relaxation in the qualifying percentage. There are no minimum qualifying marks for individual subjects.

Q11. When will the admit card be released?

Admit cards will be released approximately 7-10 days before the examination date. Since the tentative exam date is the 1st week of March 2026, expect admit cards in late February 2026. They will be available for download from the BFSI SSC portal. You’ll receive an email notification with download instructions.

Q12. How will I know if I’m selected after the written test?

The result of provisionally qualified candidates will be published on both pnb.bank.in and bfsissc.com. You’ll also receive email and SMS notifications on your registered contact details. Selected candidates will be called for document verification at designated centers within their applied state/UT.