Punjab & Sind Bank Apprentice Recruitment 2026: Complete Guide

635 vacancies are now open under the Punjab & Sind Bank (PSB) Apprentice Recruitment 2026. This is a 12-month training opportunity for graduates across 29 states and union territories. The engagement is strictly under the Apprentices Act, 1961, offering a fixed monthly stipend of ₹12,300. Candidates must be aged 20-28 years as of 01.05.2026, with graduation completed by 06.06.2026. Unlike regular bank jobs, this role does not guarantee employment after training, but provides valuable public sector experience. Selection is purely merit-based on 10+2 marks, making it distinct from exam-heavy recruitments.

Quick Eligibility Check

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Important Dates

Vacancy and Category Analysis

What this vacancy data reveals: Uttar Pradesh offers the highest number of seats (100), followed by Punjab (90) and Haryana (50). General category candidates get 41 seats in UP and 37 in Punjab – the highest UR allocations. OBC candidates see maximum seats in UP (27) and Bihar (10). PwBD reservation operates on a horizontal basis – meaning disabled candidates are placed within their social category (SC/ST/OBC/UR). With 635 total vacancies and approximately 2-3 lakh expected applicants based on previous PSB apprentice drives, the estimated selection ratio stands at roughly 1 in 400. OBC candidates face moderate competition due to dedicated quotas, while UR candidates in high-demand states like Delhi and Maharashtra will see significantly higher competition levels.

Salary and In-Hand Calculation

Important distinction: Apprentices are not employees of the Bank. The ₹12,300 is a stipend, not a salary. No deductions (NPS, tax, or professional tax) apply at this level because it’s not a wage. Hence the in-hand amount equals ₹12,300. There is no HRA, DA, or travel allowance. Compared to a regular bank clerk at same pay level (which offers ₹28,000-30,000 in-hand after deductions), this apprentice stipend is lower but provides a legal pathway to 12 months of public sector training without exam pressure. Candidates posted in X-class cities vs Y-class cities receive identical stipend since no city variation applies to apprentice stipends.

Application Fee

Payment via online mode only (UPI/Debit/Credit/Net Banking). Common mistake: Forgetting to add payment gateway charges – ensure final transaction amount includes all taxes and charges to avoid failed applications.

Age Limit

Age calculation example: Cut-off date is 01.05.2026. A general category candidate must be born between 02.05.1998 and 01.05.2006. An OBC candidate can be born between 02.05.1995 and 01.05.2006. Widows/divorced women get up to 35 years (Gen), 38 (OBC), 40 (SC/ST).

Eligibility Criteria

Most common mistake: Candidates with distance education degrees not recognized by UGC-DEB or those with PG degrees are not eligible. Final year students can apply only if they complete all requirements by 06.06.2026 and produce final marksheet at document verification. Equivalent qualifications require Central Government recognition certificate.

Selection Process

Merit List Preparation

No written exam or interview. Final selection is based purely on 10+2 (HSC) marks. Candidates who meet minimum eligibility are ranked state-wise, district-wise, and category-wise in descending order of their 10+2 percentage.

Merit Tie-Breaking Rule

If two candidates have identical 10+2 marks, older candidate (higher age) gets preference in merit order.

Your first 7 days after applying:

1. Save the system-generated application PDF with unique registration number
2. Complete your profile on both apprenticeship portals (apprenticeshipindia.gov.in and nats.education.gov.in) with 100% completion
3. Keep your enrollment ID from NATS portal ready – you’ll need it for PSB application
4. Ensure your Aadhaar-linked mobile number remains active
5. Monitor the registered email daily for document verification call

Exam Syllabus

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How to Apply

1. Register on apprenticeshipindia.gov.in and nats.education.gov.in – complete profile to 100%
2. Note your enrollment ID generated on NATS portal after profile completion
3. Visit Punjab & Sind Bank official website: punjabandsind.bank.in → Recruitment section
4. Click on “Engagement of Apprentices 2026” notification
5. Fill online application – select ONE state and ONE district carefully
6. Enter your NATS enrollment ID, personal details, educational qualifications (10th, 12th, graduation percentage)
7. Upload scanned documents: photograph, signature, thumb impression, handwritten declaration
8. Pay application fee online, submit, and take printout of final application

Frequently Asked Questions (FAQ)

What is the approximate in-hand stipend for PSB Apprentice 2026?

Approximately ₹12,300 per month with no deductions. This is a fixed stipend, not a salary, so no tax, NPS, or professional tax is cut. Candidates receive the full amount in their bank account each month during the 12-month training period.

What is the last date to apply for Punjab & Sind Bank Apprentice Recruitment 2026?

The official last date has not been announced yet. The notification was released on 21.05.2026. Candidates should monitor the official PSB website punjabandsind.bank.in weekly. Based on past patterns, applications may open for 21-30 days once started.

What are total vacancies and posts under this recruitment?

Total 635 vacancies for Apprentice posts across 29 states/UTs. Uttar Pradesh has the highest (100 seats), followed by Punjab (90), Haryana (50), Bihar (40), Delhi and Maharashtra and Rajasthan (30 each). District-wise allocation is available in Annexure A of the notification.

What is minimum educational qualification for PSB Apprentice 2026?

Candidates with regular graduation in any discipline from a UGC-recognized university can apply. Post-graduates and those with one year or more work experience are ineligible. Final year students can apply only if they complete graduation by 06.06.2026 and produce final marksheet during document verification.

What is age limit for General category and relaxation for OBC/SC/ST?

General/EWS: 20-28 years as on 01.05.2026. OBC gets 3 years relaxation (up to 31 years). SC/ST gets 5 years (up to 33 years). PwBD gets 10 years (up to 38 years). Widows/divorced women get up to 35 years for General, 38 for OBC, 40 for SC/ST.

Is the local language requirement compulsory? How to prove it?

Yes, every apprentice must be proficient in reading, writing, speaking, and understanding the local language of the state they apply for. Proof: marksheet or certificate from 8th/10th/12th/graduation showing that one of the languages studied is the local language of that state.

Can final year graduation students apply for this apprenticeship?

Yes, but subject to completing all graduation requirements by 06.06.2026. At document verification, you must produce the final consolidated marksheet or provisional certificate issued by the university. Web-based certificates are accepted only when accompanied by original certificate from university authority indicating passing date.

What documents are required for PwBD category reservation?

Persons with Benchmark Disabilities (40% or more disability) need a disability certificate issued by the District Medical Board (CMO, Sub-Divisional Medical Officer, and specialist doctor). The disability must be among VI (visual impairment), HI (hearing impairment), OC (orthopedic), ID (intellectual), or multiple disabilities as defined under Rights of Persons with Disabilities Act 2016.