Introduction + Quick Snapshot

1,573 vacancies are now open under the Institute of Banking Personnel Selection (IBPS) for the Common Recruitment Process (CRP) for Probationary Officers/Management Trainees (PO/MT) – XVI. This is a massive opportunity for graduates aspiring to join the banking sector. The IBPS PO 2026 notification invites applications from eligible candidates for recruitment in 11 participating public sector banks for the vacancies of 2027-28. The selection process involves a two-tier online examination (Preliminary and Main), followed by a Personality Test and Interview. With a starting salary of ₹48,480 and attractive allowances, this is one of the most sought-after government jobs in India. The online application window opens on 01.07.2026 and closes on 21.07.2026.

Based on official notification by IBPS. Verified: July 2026.

Quick Eligibility Check

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Important Dates

Vacancy and Category Analysis

Note: Total vacancies mentioned are indicative and subject to change. Some banks have not reported vacancies (NR).

PwD Reservation: Out of the total vacancies, specific posts are reserved for Persons with Benchmark Disabilities across categories – HI (Hearing Impaired), OC (Orthopedically Challenged), VI (Visually Impaired), and ID (Intellectual Disability). 7 vacancies are reserved for PwD candidates.

Competition Analysis: With approximately 6,715 total vacancies and an expected 10-12 lakh applicants based on previous trends, the selection ratio is roughly 1:150. General category candidates face stiffer competition (2,719 UR vacancies) compared to SC/ST/OBC categories. OBC candidates have the highest reservation share (1,816 vacancies).

Note: Vacancies are indicative and actual numbers may vary based on bank requirements.

Salary and In-Hand Calculation

Approximate Monthly Breakdown:

• Basic Pay: ₹48,480 (Minimum of Scale).
• Dearness Allowance (DA): ~46% of Basic Pay (approx. ₹22,300).
• House Rent Allowance (HRA): 24% of Basic Pay for Class X cities (approx. ₹11,635).
• Transport Allowance (TA): ~₹7,200 + DA.

Deductions:

• NPS (National Pension System): 10% of Basic Pay + DA = ~₹7,078.
• Professional Tax, CGHS, & Income Tax: As applicable.

Final In-Hand Estimate: After all deductions, the approximate in-hand salary is ₹48,480 – ₹67,160 per month depending on the allowances and deductions applicable for each bank. Compared to SBI PO which offers around ₹55,000 in-hand, IBPS PO offers slightly lower take-home due to the difference in pay scale and allowances.

Candidates posted in Class X cities (e.g., Mumbai, Delhi) receive higher HRA (24%), which is approximately ₹11,635 more per month than Class Y cities (16% HRA). This makes a difference of nearly ₹1.4 lakh annually.

Application Fee

Payment can be made via Debit Card, Credit Card, Net Banking, UPI, IMPS, or Mobile Wallets. Bank transaction charges are to be borne by the candidate.

Important: The application fee is non-refundable and will not be adjusted for any other examination.

Age Limit

For example, a candidate born on 01.07.1996 is exactly 30 years old on the cut-off date and is eligible in the General category.

Note: The maximum age limit is applicable to General and EWS candidates.

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Eligibility Criteria

Final year students are not eligible to apply unless their final result is declared on or before 21.07.2026. Equivalent qualifications recognized by the Central Government are accepted. The percentage calculation must be done as per the university norms.

Selection Process

The selection for IBPS PO 2026 consists of four stages:

1. Preliminary Examination (Objective)

This is a screening test of 1 hour with 100 questions covering English, Quantitative Aptitude, and Reasoning Ability. Candidates must qualify in each test to be shortlisted for the Mains.

2. Main Examination (Objective + Descriptive)

The Mains exam has objective (200 marks) and descriptive (25 marks) sections. Subjects include Reasoning, General/Economy/Banking Awareness, English, and Data Analysis. The descriptive paper includes Essay and Comprehension.

3. Personality Test

A non-qualifying Personality Test is conducted for candidates shortlisted from the Main exam. It is mandatory for appearing in the Interview.

4. Interview

The final stage is a Common Interview conducted by the Participating Banks. The weightage ratio of Main Exam and Interview is 80:20.

Your first 7 days after applying:

1. Download and save a copy of your application form and e-receipt.
2. Check your email and SMS for registration confirmation.
3. Start preparing for the Preliminary exam using the syllabus provided.
4. Review the “Information Handout” once it is available on the IBPS website.
5. Keep all original documents ready for verification.

Exam Syllabus

Preliminary Exam Pattern

Main Exam Pattern

The descriptive paper is based on Economic and Social issues, current events, and banking trends.

How to Apply

Follow these steps to apply online for IBPS PO 2026:

1. Visit the official website: ibps.in.
2. Click on the “CRP PO/MT” section on the homepage.
3. Click on “CLICK HERE TO APPLY ONLINE FOR CRP-PROBATIONARY OFFICERS/MANAGEMENT TRAINEES (CRP-PO/MT-XVI)”.
4. Click on “CLICK HERE FOR NEW REGISTRATION” and fill in the basic details.
5. Note down the Provisional Registration Number and Password generated.
6. Log in again and fill in the complete application form.
7. Upload your photograph, signature, left thumb impression, hand-written declaration, and 10th certificate.
8. Pay the application fee using the online payment gateway.

FAQ

What is approximate in-hand salary for IBPS PO after deductions?

Approximately ₹48,480 to ₹67,160 per month after standard deductions. This estimate is based on the minimum pay scale of ₹48,480 plus allowances, with deductions for NPS, professional tax, CGHS, and tax.

What is last date to apply for IBPS PO 2026?

Based on the official notification, the last date for submitting the online application and making the payment is 21.07.2026.

How many vacancies are available in IBPS PO 2026?

A total of 1,573 vacancies are available (indicative) across 11 participating banks for the financial year 2027-28.

What is the minimum educational qualification for IBPS PO?

Candidates must be graduates in any discipline from a university recognized by the Government of India. Final results must be declared by 21.07.2026.

What is the age limit for General category candidates?

Candidates must be between 20 to 30 years of age as on 01.07.2026.

What is age relaxation for SC/ST/OBC candidates?

SC/ST candidates get a 5-year relaxation (up to 35 years), and OBC (Non-Creamy Layer) candidates get 3 years (up to 33 years) as per the notification.

What is the application fee for IBPS PO 2026?

The application fee for SC/ST/PwBD candidates is ₹175, and for all others, it is ₹850 (inclusive of GST).

What is the selection process for IBPS PO?

The selection process includes Preliminary Examination, Main Examination, Personality Test, and Common Interview. The weightage is 80:20 for Main and Interview scores.

What documents are required for IBPS PO interview?

You need the interview call letter, application form, DOB proof, photo ID, graduation mark sheets, caste/EWS/PwBD certificate (if applicable), and NOC (if employed).

Is there negative marking in IBPS PO exams?

Yes, there is a penalty of 0.25 marks for every wrong answer in the objective tests. No penalty for unanswered questions.